Friday, March 12, 2010
Wow!! $0.25 for almost $200 in groceries
Okay, I've spent some time getting my feet wet into coupon shopping. And this week, I dove in. I started out just printing coupons off the internet. Before this week I had the opinion that coupons were pretty much worthless. So, why buy a paper to save a few pennies. Coupons give you a discount on name brand items, which are expensive. You might as well get the generic and not hassle with the coupon, right? Wrong!!! I have learned that if you match coupons up with certain sales and combine coupons, you can get incredible deals!
It was a great week for coupon shoppers. Yes, I did go to several stores. Perhaps I'll get better as the weeks go on. But here is what I scored this week.
12 cans of Contadina tomato sauce
6 Biore Pore Strips
6 Biore Face Scrubs
5 bottles of LA Looks Gel
5 single travel packs of Tide Detergent
4 Cover Girl Mineral Powder Foundations
4 Cover Girl Lipsticks
3 Olay Body Washes/ w free samples
3 bottles of John Frieda shampoo
2 Gillette Deoderants
2 Gillette Body Washes
1 Children's Ibuprofin
1 Bottle of Suave Detangling spray
OOP: 37.25
Rebates & Gift Cards: $37
Target $5
Olay $15
Frieda $5
Gillette $2
Biore $5
Biore $5
Net out of pocket $0.25
Total Savings including rebates- $195.39
I did pay for these coupons from a coupon clipping service and it cost me $13. I don't subscribe to the paper, and I wanted to test it out first. I'm kind of surprised that coupon clippers don't take the cost of their subscriptions into account, because I sure do. So, to offset my coupon cost, I plan on selling the Biore pore strips on Ebay. I don't use those, but I had to get them in order to get my free face cleanser. I should be able to net around $20 on ebay for the pore strips, making me a profit of about $7 for these items!
Saturday, February 27, 2010
$2,000,000 to Retire
Well, we're starting out with about $45,000.
In order to have $2 mil in 25 years at 8%, we need to invest $21K per year. If we get higher returns, then great, we can retire even earlier.
In order to have $2 mil in 25 years at 8%, we need to invest $21K per year. If we get higher returns, then great, we can retire even earlier.
Friday, February 26, 2010
Monthly Budget
$6766 IncomeMandatory Expenses
$2442 House Payment
$983 Tithing
$200 Grandma's Loan Payment
$90 Life Insurance
$57 Auto Insurance
$200 Electric
$200 Gas
$85 Water
$60 Internet
$90 Cell Phone
$4407
$2359 Remaining Income
Adjustable Expenses
$250 Fuel
$600 Groceries
$100 Clothing
$175 Medical
$300 Misc
$1425
$934 Remaining Income
Discretionary Expenses
$30 Gym
$260 Piano
$644 Savings
$2442 House Payment
$983 Tithing
$200 Grandma's Loan Payment
$90 Life Insurance
$57 Auto Insurance
$200 Electric
$200 Gas
$85 Water
$60 Internet
$90 Cell Phone
$4407
$2359 Remaining Income
Adjustable Expenses
$250 Fuel
$600 Groceries
$100 Clothing
$175 Medical
$300 Misc
$1425
$934 Remaining Income
Discretionary Expenses
$30 Gym
$260 Piano
$644 Savings
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